![]() ![]() If it means having to wait a little longer, it might make sense to work on improving your score to increase your chances of being approved. Improve your credit score: Since it’s one of the leading factors of whether or not you’ll be approved, you should know if your credit score aligns with the credit card you’re applying for. ![]() The criteria you need to qualify varies from card to card, but there are a few things you can do that can help set you up for success. How to improve your chances of being approved Once there, you’ll need to enter your Social Security number to retrieve the application.įor business credit cards, call this phone number to check the status of your application: 1-80. Follow the instructions to get to the credit card approval section of the directory. To check the status of personal credit cards using the automated system, call the status line phone number: 1-80. The other option is to call customer service for Chase credit cards and go through the automated system or speak to a representative directly. From there, under “Explore Products,” you should see the option “Application status.” This will open up your application activity. To check your credit card application status online, visit the Chase website at, log in to your Chase account, and click the icon in the top left corner to pull up the main menu. If you find you’re too eager to await the decision, you can actually check your Chase credit card status as often as you want by logging into your account or calling for an update. How to check the status of your Chase application Sometimes just waiting to hear from Chase is the best strategy. Doing this will possibly result in more questions to answer while your application is still under review, which unnecessarily complicates the process. Don’t call the reconsideration line unless you’ve received a notice that your application was denied. If you’re worried about the time it’s taking to get a response from Chase about your business credit card application, calling customer service is your best bet. A recent call to Chase Ink Business’ customer service revealed that they receive so many applications that it takes at least seven to 10 business days to review all the information before a decision is reached. There may be more information than your credit history that needs to be verified, which can result in a longer waiting period when it comes to an approval decision. With generous sign-up offers, high rewards rates on purchases, and spending power that’s valuable to any business, there is little wonder why so many people apply for these powerful small business cards.īut getting approved for a business card is a little more complicated than for a consumer card. The Chase Ink business cards are very popular, especially with those who also have other Chase cards that earn Ultimate Rewards, as you can pool your points across your accounts. If you’re applying for a business credit card from Chase, it’s likely you won’t be instantly approved. This could be anything from proof of income to correcting mistakes that may have been made on the initial application. ![]() It’s also possible that Chase will request additional information to assist in the decision-making process. If you were approved, you’ll find out what your credit limit is and when to expect your new card in the mail. Once a decision is made, you’ll likely be notified by mail or email as to whether or not you were approved. It’s generally all the same information normally used to make a decision, but since the criteria required to trigger an instant approval may not have been met, someone at Chase will have to take a closer look manually. Especially if you are applying for a business card, Chase may simply have additional questions for you.Īs your application undergoes further review, Chase will consider the following to make a decision: While instant approval is ideal, being notified that your application is under review doesn’t automatically mean you’re on the edge of being denied. You might even consider scouring your entire credit profile to identify what it was exactly that now requires further review. It’s understandable to feel anxious after finding out you weren’t instantly approved for a Chase bank credit card. What it means if your Chase application status is under review Commonly asked questions about Chase application status.If your Chase credit card application is denied.How to improve your chances of being approved. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |